How to check bank balance without internet? There are two ways. One is using Missed Call facility and another is dialing *99# from your phone. Shared the Missed Call Facility in my earlier post.Here we explain about the *99# facility.
*99# is a USSD based mobile banking service from NPCI that brings together Customers, Banks and
telecom companies. Using *99# service, a customer can access financial services by dialing *99# from his/her mobile redialing with the bank. The service works across all GSM service providers and handsets.
Features of *99# service
# Works without Internet – Uses voice connectivity.
# You can access through a common code *99# across all telecom service providers.
# No additional charges while roaming for using the service.
# Works across all GSM service providers and mobile handsets.
# Round the clock availability to customers (including holidays).
# No need to install any application on mobile handset to use the service.
# Available in 12 languages.
Services available under *99#
1) Non-Financial Services-
Generate OTP which can be used for different transactions as a second factor of authentication.
Generate or change MPIN or Mobile PIN is like a password and used for authenticating financial transactions.
Know your MMID (MMID is a 7 digit code issued by the bank to their customers for availing IMPS. MMID is issued to only to those customers whose preferred mobile number is registered with the bank. Different MMID’s can be linked to same Mobile Number (Please contact your bank for the issuance of MMID).
2) Financial Services-
Send Money Using MMID – User can transfer fund using MMID and Mobile number of the Beneficiary.
Send Money Using IFSC – User can transfer fund using IFS Code and Account number of the Beneficiary.
Send Money Using Aadhaar – User can transfer fund using Aadhaar number linked to the account of the Beneficiary.
3) Value Added Services-
QSAM (Query Service on Aadhaar Mapper) or *99*99#.
How to check bank balance without internet?
# Dial *99# from your Mobile handset.
# Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
# After entering valid IFS Code or short name, the menu will appear with different options of available services enabled for your bank.
# Enter 1 for Balance Enquiry and submit.
# A confirmation screen will appear displaying the available balance……….Read More>>